Fund Your Bachelor's Degree

Undergraduate Student Loans (UK)

UK students can fully fund any of our Bachelor’s Degrees using a Student Loan from the UK Government.

You can afford to study for a degree!

At NDA we know that for many potential students, to study at university, even part-time, is just not an option. Many are juggling work and family commitments. Many creative and talented people would like to turn their hobby into a career in design—but finding the time to study and pay tuition fees makes this seem impossible. 

Great news! All NDA UK undergraduate degree students are eligible for a student loan to cover the entire cost of their tuition fees. There are no upfront fees to pay!

UK Student loans are not based on income or means tested and most students in England will qualify. This means that the Government pays your tuition fees and you only start repayments when you can afford to do so; when you are earning £25,000 per year or more.

How do I apply for a UK Student Loan?

Step 1

Start an Application for your chosen NDA Bachelor’s Degree. New students must first Register an NDA Account.

Step 2

Select ‘Student Loan’ as your payment option and how you will be funding your course.

Step 3

If your application is accepted you will be prompted to log back into your NDA Account, confirm your enrolment and select ‘Apply’ for your loan.

Step 4

Our support team will then send you handy ‘hints & tips’ about how to apply for your student loan through the government student finance website. 

Step 5

Once your loan has been approved, please upload your ‘Student Loan Entitlement Letter’ to your NDA Account or contact our support team for assistance.

Step 6

Our support team will then finalise your enrolment and activate your profile on the Virtual Learning Studio (VLS), ready for you to begin your studies with us!

Example of Student Loan Repayments

From 1st August 2023 new Higher Education starters will be on ‘Plan 5’. 

The new repayment threshold is now £25,000 per year.
(previously £27,295).

This threshold will increase in the future in line with inflation, therefore your earnings will be higher before repayments commence.
Annual income before tax What you’ll repay each year
Repayments are 9% of your income ABOVE £25,000
£24,000 You don’t pay
£26,000 £90/year (9% of £1,000)
£35,000 £900/year (9% of £10,000)
£50,000 £2,250/year (9% of £25,000)

Further Information

Useful Links

Please read Martin Lewis’ excellent Guide to Part Time Student Loans at the Money Saving Expert website.

You can also visit the Student Finance England website for more information regarding students loans.

UK Regions

Student finance eligibility is different if you live in Wales, Scotland and Northern Ireland.

You can also find more information about student finance on the De Montfort University, Leicester (DMU) website.

Frequently Asked Questions

A UK Undergraduate Student Loan will cover the full cost of your NDA Bachelor's Degree.
Loan repayments start from the April after you complete your course, but only if you are earning more than £25,000 per year.
If you never earn more than £25,000 a year, you will never need to repay.
If your income falls below £25,000, your repayments stop. For example if you take a career break or become unemployed.
You repay just 9% of your income above £25,000. The amount depends on how much you earn, see the example of student loan repayments listed on this page.
Any repayments are deducted monthly from your salary by your employer; you do not have to make payments.
After 30 years, any outstanding balance is written off. Should you become incapacitated or die, the loan is also written off.
No. Student Loans do not affect your credit rating.
Student loans are only available to students without a previous Honours Degree from a UK university.

Course Qualification

Online Interior Design Courses

All NDA Bachelor's Degrees are accredited by our academic partners De Montfort University, Leicester (DMU)

What is UK Government Funding?

UK students pay approximately 50% of the full course fee – the balance is funded by the UK Government’s Adult education budget (AEB).

The National Design Academy is the only design school to be able to offer this funding as our Diplomas are all fully accredited by AIM Qualifications.